Effective Date: September 26, 2025

Welcome to RTO Wizards. These Terms of Service (“Terms”) explain the rules for using our website, resources, and related services, including educational content, newsletters, and SMS/email updates. By accessing or using this site, you agree to be bound by these Terms. If you do not accept them, you must stop using RTO Wizards immediately.

These Terms establish a binding agreement between you ("User," "you," or "your") and RTO Wizards ("Company," "we," "our," or "us").

1. Eligibility

You must be at least 18 years old and legally able to enter into binding contracts to use RTO Wizards. By using our services, you confirm that you meet these eligibility requirements.

2. Services Provided

RTO Wizards offers educational and informational resources about rent-to-own housing, rental aid, and housing guidance. We do not sell or lease homes, provide financing, or act as a real estate broker. Any decisions you make using information from RTO Wizards are your responsibility and may be subject to third-party terms and conditions.

3. User Responsibilities

By using our website, you agree to:

• Submit accurate and complete information when filling out forms
• Refrain from using the site for unlawful, fraudulent, or harmful activities
• Not impersonate any other person, business, or entity
• Use our resources solely for personal informational purposes unless authorized in writing
• Follow all relevant federal, state, and local laws and regulations

4. Account Creation and Security

If you register for an account, you are responsible for protecting your login details and for any activity conducted under your account. Notify us immediately of any unauthorized use. RTO Wizards is not responsible for losses resulting from failure to secure your credentials.

5. Mobile Communications and SMS Updates

By subscribing to SMS or mobile updates from RTO Wizards, you agree to:

• Message Frequency: Receive up to five (5) messages per month
• Message and Data Rates: Standard carrier charges may apply
• Support: Reply HELP or email info@rtowizards.com for assistance
• Opt-Out: Unsubscribe anytime by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE
• Privacy: Your mobile details and personal information will never be shared or sold to third parties for marketing purposes. Consent applies only to RTO Wizards updates.

Giving consent to receive SMS messages is optional and not required to use our resources.

6. Intellectual Property

All RTO Wizards content including text, graphics, logos, images, design, and software belongs to RTO Wizards or its licensors and is protected under intellectual property laws. You may not reproduce, distribute, modify, or publicly display any content without prior written consent.

7. Disclaimer of Warranties

Our services and content are provided “as is” and “as available.” We disclaim all express and implied warranties, including but not limited to:

• The accuracy, reliability, or completeness of information
• The availability, performance, or security of the site
• Suitability for a particular purpose or non-infringement

We do not guarantee the website will always be error-free, secure, or uninterrupted.

8. Limitation of Liability

To the maximum extent allowed by law, RTO Wizards shall not be held responsible for any direct, indirect, incidental, or consequential damages linked to your use of or inability to use our site or services. This includes, but is not limited to, lost data, lost profits, or service interruptions.

9. Indemnification

You agree to indemnify, defend, and hold harmless RTO Wizards, along with its affiliates, employees, and agents, from any claims, damages, liabilities, or expenses (including legal fees) arising from:

• Your use or misuse of the website
• Your breach of these Terms
• Your violation of any third-party rights

10. Modifications to the Terms

We may revise these Terms from time to time. The updated version will be posted on this page with a revised effective date. Your continued use of RTO Wizards after updates means you accept the new Terms.

11. Termination

We may suspend or terminate your access without notice if you violate these Terms, engage in fraudulent activity, or if termination is required by law. Once terminated, your right to use RTO Wizards ends immediately.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of New York. Any disputes arising under these Terms will be resolved exclusively in the state or federal courts located in New York. By using RTO Wizards, you agree to submit to the jurisdiction of these courts.

13. Contact Information

If you have questions, concerns, or requests regarding these Terms, please contact us:

RTO Wizards
Email: info@rtowizards.com
Address: 1846 Edgewood Avenue Fresno, CA 93721
Phone: (833) 353-4151